Water damage is a devastating experience for most homeowners. Your home and belongings are soaked, and at first, it seems that nothing can be saved, but not all hope is lost! If you have ample information about the reasons, outcomes, and best approach for handling water damage you will more easily survive the catastrophe. here are the answers to some frequently asked questions about water damage:
Common causes of water damage- natural disasters, such as floods, heavy storms, or hurricanes can result in water damage. You can also experience burst pipes, appliance/drain malfunctions, leaky roofs, foundation cracks, sewage system failure, poor drain fields, sewage issues and a host of other problems.
Why should I worry about water damage?
Any water that comes in from outside can contain dangerous contaminants like raw sewage, chemicals, viruses, germs, and bacteria. If the floodwater is not drained from your home in the first couple of days, it can become stagnant, or serious structural failure can occur. This stagnant water can also promote mold growth that can affect every portion of your home, even those areas that did not suffer water damage. Document the damages throughout the process (cell phones are a great way to do this). This is not only handy when dealing with your insurance; it might aid authorities or be used when seeking other assistance.
What steps do I take after flooding, sewage overflow, or water leaks?
If possible, shut off the utilities in your home to avoid a dangerous situation. Try to open the house to facilitate drainage and drying. Do not go in to your home if it has suffered structural damage. Try to stop any more flooding if possible. Finally, consider contacting a professional water damage restoration company as soon as possible. Waiting more than a couple of days can cause mold to take hold and cause permanent damage to the wood, furnishings, walls, and carpet in your home. Contact your insurance company promptly to start your claim process.
How do professionals typically handle serious water damage?
The first thing a certified technician will do is remove any items that will be restored or discarded. These Materials can include fascia board, trim, baseboards, shelving, insulation, furniture, carpeting and padding, upholstery, drywall, and other things in your home. Step 2 involves the technicians drying out the water while disinfecting affected areas. They may utilize Special equipment like fans, shop vacs, and dehumidifiers in the drying process. Mold-infected areas will be addressed. Surfaces will be disinfected and restored as quickly as possible to contain the mold.
Does homeowners insurance cover this type of damage?
Typically, your Homeowners policy will provide coverage for sudden or accidental damages. These are things like those that a water heater ruptures, the HVAC malfunctions, or your pipes burst. In the case of flood damage (storms, overflowing sewers, rivers or lakes, hurricane), unless you have purchased special coverage, it is NOT covered by standard policies. In addition, the water damage that results is most likely not covered on a standard homeowner’s policy either.